Southern Finance provides instant, straightforward and flexible short-term loans for clients across South Africa. With a strong background in the financial sector and a passion for what we do, we can address your financial requirements expertly whilst providing unparalleled levels of customer service.
We help you to manage your financial commitments. We pay loans directly into your bank account on the day of approval. For a small service fee of just R57, we can even pay you your loan amount immediately.
From Cape Town to Kathu, we have helped clients achieve the financial freedom – and the peace of mind they desire. Our transparent, simple online approach combined with our customer-centric ethos has seen us cultivate a strong reputation across South Africa.
Should you have emergency expenses to cover, we can offer you a short-term loan that will give you financial breathing space. We offer quick and easy short-term loans to help you manage your cash flow and eliminate month end stresses. We can also provide you with sound financial planning advice. We have a dedicated support team ready to help you, who are all expertly trained in the financial sector.
Our innovative and responsive online platform means that you can apply for a loan at whatever time is most convenient to you. You are in control and you can choose the time that will be most beneficial to you. This means that you can invest enough time to accurately record your financial and personal situation and comprehensively consider which loan is best for your circumstances.
In order to qualify for a loan, you will need to be employed and receive a regular salary. All loans are granted after your income and expenses have been verified. A credit check will be performed – however if you have bad credit, it doesn’t automatically disqualify you from being granted a loan. We take many factors into consideration before deciding on your suitability for a loan. Providing we are satisfied that you will be able to repay the borrowed amount, we will certainly consider your application.
To learn of any interest and fees applicable on loans of different sizes, visit our homepage here. Simply enter your South African ID number, agree to our policy terms and conditions and get an instant answer.